As experienced Canadian disability lawyers, we are familiar with the challenges faced by workers in Windsor, Canada, who have been injured on the job and are seeking disability benefits. Many workers in this city face dangerous working conditions, which can result in serious injuries and disabilities that prevent them from working.

Unfortunately, insurance appeals for disability benefits are often denied by insurance companies, leaving injured workers without the financial support they need to cover their medical expenses and lost wages. This can be particularly devastating for workers in Windsor, who may already be struggling to make ends meet due to their injuries.

One recent case in which an insurance appeal was denied involved a worker who was injured while working as a machinist in Windsor. The worker had suffered a back injury that prevented him from performing his job duties, and he had applied for long-term disability benefits from his insurance company. However, the insurance company denied his claim, arguing that the worker’s injury was not severe enough to prevent him from working.

The worker appealed the decision, but the appeal was also denied. He then filed a lawsuit against the insurance company, arguing that he was entitled to disability benefits under the terms of his policy. The case went to trial, and the court ultimately ruled in favor of the worker, ordering the insurance company to pay him the disability benefits he was owed.

Unfortunately, cases like this are not uncommon in Windsor and other parts of Canada. Insurance companies are often reluctant to pay disability benefits, even when workers clearly meet the eligibility requirements under their policies. This can leave injured workers in a difficult position, as they may be unable to work due to their injuries but also unable to access the financial support they need to cover their expenses.

In such instances, aggrieved policyholders must contemplate pursuing legal action against unfairly denying insurance companies.

Stewart v. Lloyd’s Underwriters” 1: This case involves an injured worker who sustained a head concussion while operating a loader truck for his employer. After exhaustive treatment efforts, he developed post-concussion syndrome preventing him from resuming gainful employment. Despite clear medical evidence confirming his disability status, the defendant insurer refused further coverage beyond the statutory minimums prescribed by the Workplace Safety and Insurance Board (WSIB).

As disability lawyers, we are committed to helping workers in Windsor and across Canada navigate the complex process of applying for and appealing disability benefits. We work tirelessly to ensure that our clients receive the benefits they are entitled to, and we have a proven track record of success in these types of cases. If you have been injured on the job in Windsor and are struggling to obtain disability benefits, we encourage you to reach out to us for assistance.