TSF Law represents a select number of clients to ensure the necessary care and attention is devoted to each one of them personally.
We understand what you need most is a lawyer who is always there and willing to listen. This is why we are open 7 days a week to serve our clients and promise that every email or call will be returned in 24 hours or less. Most importantly, we promise to keep you informed every step of the way because we care. Our clients expect a great deal from us, so we expect nothing less than excellence from ourselves!

Terio Francis
Principal Lawyer
Tel: (905) 218-3668
Fax: (905) 248-3428
tfrancis@tsflaw.ca
As a car accident victim, Terio understands the confusion, uncertainty, frustration and anxiety that comes with trying to regain a sense of normalcy following a collision. That is why TSF Law was founded to help the injured access quality and trusted legal services following a car accident or denial of long term disability benefits.
Born and raised in Toronto, Terio studied law at the Schulich School of Law at the University of Dalhousie in Nova Scotia. He went on to practice with a boutique personal injury firm gaining substantial litigation experience.
Terio has appeared before the Superior Court of Justice, the License Appeal Tribunal, arbitrated at the Financial Services Commission of Ontario and successfully resolved numerous cases at mediation. Terio practices exclusively in personal injury.
If you need a trusted and fearless advocate, don’t hesitate to contact Terio today!
Memberships:
Law Society of Ontario
Toronto Lawyers Association
Ontario Trial Lawyers Association

Decisions
- January 28, 2020 – C.M. vs. Intact Insurance Company, 2020
- February 25, 2020 – Social Security Tribunal Decision

Melissa Felicio
Office Manager
Tel: (905) 218-3668
mfelicio@tsflaw.ca
Office Manager
Melissa is the dedicated Office Manager at TSF Law who has been with the firm since its inception.
Bringing over a decade of experience as a senior law clerk and legal assistant in all aspects of personal injury, Melissa has seamlessly transitioned to overseeing a broad spectrum of responsibilities essential to the firm’s functioning. From managing day-to-day operations to optimizing workflow processes, she ensures the team can focus on delivering clients exceptional service and exceptional results.
Understanding the pivotal role a law firm plays in the lives of its clients, Melissa understands the importance of clear communication and is always ready to assist clients with their needs, contributing to the overall positive experience clients have with TSF Law.
In her role as Office Manager, Melissa is an integral part of the TSF Law team, contributing to the firm’s success by marrying administrative excellence with a deep understanding of the legal landscape.”

Ella Moher
Associate
Tel: (905) 218-3668
emoher@tsflaw.ca
Ella grew up in Toronto and is a dedicated advocate for human rights. She obtained a Bachelor’s in Human Rights and Human Diversity with a minor in Criminology from Wilfrid Laurier University. She continued her studies at the University of Sussex, obtaining an LLB. Ella’s educational background equipped her with a comprehensive understanding of human rights issues and the legal intricacies surrounding them.
Outside the courtroom, Ella is an adventurous spirit with a love for travel. Her quest to explore the world reflects her openness to new experiences. When not jet-setting around the globe, Ella finds joy in playing volleyball, ice skating, and taking strolls with her dog.
In her professional life, she has focused on personal injury and disability law, working to support those facing challenging circumstances. Ella brings her legal expertise to bear as she advocates for clients in need. She has provided pro bono work to citizens grappling with immigration concerns through the Migration Law Clinic, been an active member of the Canadian Student Law Society, and worked as a Race Equity Advocate for the Law, Politics, and Sociology Faculty at the University of Sussex. Her unwavering dedication underscores her mission to ensure everyone has access to their rights and receives fair legal representation. Ella was called to the bar in 2023.
Justice Monitors
Our team monitors cases and justice decisions as part of a proactive strategy for criminal law and civil law. We actively monitor legal outcomes and use our discoveries to aid in your case or positioning.