If you have been denied Long Term Disability, or, have a claim against American Financial Group Long Term Disability Insurance, we can help.

Insurance Claim Denial

Benefits Packages from Cigna can be denied on a whim. Don’t get discouraged – customers are usually not at fault. Your denial and long term disability complaint to Cigna may have arisen as a result from a bureaucracy designed to capitalize on your investment and, in some cases, not give it back when it’s needed.
Insurance companies such as Cigna typically provide Benefit Packages that are bought by responsible employers. These Insurance Companies have an obligation to treat you with the social insurance you merit. However in some cases, denial letters will be issued to claimants. If this is the case, your disability claim is denied from American Financial Group, you will receive a letter, instructed in writing in regards to the appeal process. It is highly recommended to contact a lawyer in this case.

Long Term Disability Complaints: The Appeal

Typically, you must file claims within one year after you incur the eligible expenses, although the filing period may vary. Life and health insurance companies are committed to considerate and prompt payment of claims and they continually make changes to speed up the process. A straightforward health or dental claim may be processed within a week or two; more complicated claims, such as claims for disability benefits, may take longer.If you need help making a disability claim with American Financial Group, or for help with a claim on your police, contact us.

FACT: During 2014, payments to Canadian policyholders and beneficiaries totaled 83.5 billion.

Claims are simple to file, but the procedure varies from one plan to another. Some plans require you to pay the health care providers and submit your receipts with a paper or electronic claim form to the insurer for reimbursement. Other plans provide you with a drug card or dental identification card, which allows the pharmacist or dentist to submit the bill to the insurer electronically and receive payment directly. In either case, the confidentiality of your information is protected.

FACT: in 2014, Health Insurance Benefits in Canada were paid at a rate of more than 1.6bn a week.

There are several options available to you if you have a complaint against your insurance agent, broker or insurance company. All federally regulated insurers must have a complaint-handling system in place. They must provide policyholders with information on how to make a complaint, how long the process will take and the next steps if the complaint remains unresolved.
If the problem relates to the insurance product and you are not satisfied with the response received from your agent or broker, make a formal complaint to your insurer and ask that your complaint be forwarded to your insurance company’s internal ombudsperson. Formal complaints must usually be made in writing – a lawyer can help you with a claim that been denied.

Please refer to this document to learn more about disability claims.. Note: This document pertains to Sun Life Long Term Disability Complaints.’
Do not worry or panic over a denied claim. This is a bureaucratic process created to exhaust your limits. Usually, insurance claims may take up to 2 years to come to fruition. If you believe your claim is legitimate, contact a lawyer without hesitation. We are experts in Long Term Disability Claims.

The team at TSF Law will help you in to make a physical, mental, and financial recovery while fighting for your case.

Long Term Disability Claims arise as a result of a lack of care by an employer, or, by improper workplace conditions. These may result in illnesses, or, sudden injuries. Your insurance policy should protect you from loss of income in the event that you are unable to work for an extended period.
You may incur physical and financial loss. The team at TSF Law will help you in to make a physical, mental, and financial recovery a smooth transition to a better quality of life.

Long Term Disability Claim Resolution

Cigna Long Term Disability Complaints are not rare. Our expertise lies in finding the monies you will need to live a better quality of life.
If you feel unfairly treated by Cigna or any major insurance company, we urge you to contact a lawyer.