Long Term Disability

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Post Category in LTD Resources

Disability and Service Animals

Service animals are working animals, not pets. When someone employs and owns a service animal, they are equipped with a medical aid that is trained to provide support directly for their owner’s or patient’s specific disability. When someone has succumb to a major injury or illness that leaves them disabled and requiring the help of … Read more

Car Insurance Claims: Top Things To Keep In Mind

The insurance claims process can become convoluted and overwhelming, especially when you are dealing with a medical crisis and/or surviving a traumatic event. It is important that you know the best things to do and pursue when filing a car insurance claim. By following these steps, you are ensuring a smooth navigation through the disability … Read more

Car Insurance Claims: What NOT to Do

When facing a medical illness or injury, it is common to feel overwhelmed and flustered, especially when having to deal with the necessary paperwork and deadlines required by an insurance company. Filing a disability claim means you will be able to access benefits that can aid in the healing process, as well as provide financial … Read more

Brain Injury & Pituitary Injury

Brain injuries are diagnosed through imaging tests conducted by a radiologist, and reviewed by a physician. In most cases, an E.R Doctor is the first to identify a brain injury after trauma to the head. Often trauma to the head occurs during a motor-vehicle accident (MVA), a sports related injury, or due to a person … Read more

School Bus Injuries

Many children across Canada rely on school bus transportation to and from centres of education, as well as a means of transport for athletic events and school excursions. A school bus is designed to protect children in case of a crash; Ontario bus drivers are licensed to specifically drive school buses, receive specific training and … Read more

Long Term Disability & Alternative Disability Benefit Programs

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Applying for short term disability, or if you have passed the obligatory waiting time (elimination period under your disability policy), long term disability, can be very distressing. While you wait for approval your financial commitments such as rent, credit cards and mortgage payments can pile up putting you in a difficult position. Thankfully, in Ontario … Read more

Stress & Denied Disability Claims

People seek short-term disability and long-term disability benefits when they are facing an injury or illness that prohibits them from being able to carry out their current employment duties, or ability to seek and carry out alternative work duties for a period of time. When someone files a disability claim through their group benefits, they … Read more

SISIP Financial & CAF LTD Claims

The Canadian federal government offers it’s soldiers group insurance benefits through SISIP Financial and Manulife.Current serving Canadian Armed Forces (CAF) members, former members and their families are given access to financial advisors and insurance service representatives throughout Canada, located most often on bases/units/wings. SISIP provides long-term disability and critical illness coverage through the CAF disability … Read more

Introduction to Industrial Alliance

Industrial Alliance Financial Group (iA) is an established insurance provider to small and large businesses. While more popular in the province of Quebec, IA is used by employers in Ontario to provide there employees with group insurance plans that provide medical care, paramedical care, as well as short-term disability and long-term disability insurance. iA’s short … Read more

Great-West Life Appeal Process

If you are receiving healthcare benefits from Great-West Life (GWL), through your employer, then you are able to file a long-term disability claim to receive paid leave and financial support for the time you are recovering from an illness or injury. Unfortunately, many employees are faced with rejected disability claims when seeking coverage in these … Read more