Long Term Disability

TSF Law understands the daunting factors that come with a pandemic, both mentally and physically. Many Canadians have had to face manifestations of stress that are affecting their longterm health. People with employee group benefits, or with a personal medical insurance plans, are filing long term disability , ltd claims, as well as short term … Read more

In this case the defendant brought a motion seeking summary judgment dismissing the plaintiff’s claim after the plaintiff failed to submit a formal application for long-term disability (“LTD”) benefits. The defendant raised the issue in their Statement of Defence and the plaintiff subsequently amended his Statement of Claim to plead relief from forfeiture. The plaintiff … Read more

The truth is, most personal injury lawyers in Ontario are more than qualified to handle your injury claim. Given that your case is likely as unique as you are, finding the right fit can be hard. And with so many lawyers to choose from it can be very difficult to make the right choice for … Read more

Tripping or falling while walking can be a traumatic experience. Furthermore, these types of incident can often cause serious injuries and leave you with serious anxiety. If you’ve been injured, getting the right help immediately after a trip or fall can be the difference in how quickly you get back to your normal life. Here … Read more

How important is your credibility when you are receiving disability benefits from your short or long term provider disability benefits provider? Like most cases, credibility is extremely important in short-term disability and long-term disability claims. While your injuries are significant, and your doctors agree that you are unable to work, any unintentional or intentional misstatement … Read more

If you are fortunate enough to have access to a policy that provides you with income during a period in which you become unable to work congratulations. However, what happens when the provider of that policy (Sunlife, Great West Life, Desjardins, Industrial Alliance, Manulife, SSQ, RBC) decides that your disability is not severe enough to … Read more

Attendant Care (“AC”) is available to you if you’ve sustained an impairment due to a car accident that renders you substantially unable to care for yourself as you did before the accident. This includes, but is not limited to, a substantial inability to complete personal hygienic tasks, dressing, feeding, or grooming.  The Attendant Care benefit … Read more

Are you unable to work, stuck at home, bored, and in pain due to an injury? Short term disability and/or long term disability benefits may be available to you.  These benefits are available to you if you pay in to a benefit plan or are fortunate enough to have them through your employer. These benefits … Read more

The non-earner benefit (“NEB”) is a last resort benefit of sorts, available to you if you do not meet the eligibility criteria of the IRB or caregiver benefit (“CGB”). Additionally, you must be completely unable to carry on normal life as a result of the accident to qualify for the NEB. The NEB is paid … Read more

If you are catastrophically impaired because of an accident the housekeeping benefit (“HKB”) will provide support to you if you are substantially unable to perform housekeeping and home maintenance services after the accident. The HKB provides up to $100 a week for housekeeping and home maintenance. Please note the HKB is considered an optional benefit … Read more