Disability benefits are meant to help you financially when you cannot work due to an illness or an injury. There are long term and short term disability benefits depending on the duration of your disability. Unfortunately, a large number of Canadians applying for disability benefits have their claims denied in the first instance. However, up … Read more
Toronto-Dominion (TD) insurance is a leading provider of insurance services in Canada. As most insurance companies, TD provides auto insurance that includes third party liability, uninsured automobile coverage and optional insurance such as disability and medical insurance. While an insurance coverage is meant to help you when the insured risk occurs, it is unfortunate that … Read more
As soon as you determine that the deceased had taken a life insurance in your favour, you should contact the insurance company to start the claims process. For many insurance policies, you must make the claim within one year of the insured’s death. Even before your time to make a claim comes, you need to … Read more
Nobody desires to ever make a disability claim because it is a stressful procedure. As well, being denied benefits when disabled can place you in a difficult situation. Unfortunately, disability and denial of disability claims are real and happening every day across Canada. If your claim is denied, do not fret; there are ways for … Read more
Understanding long term disability criteria in Canada is a critical concept for all Canadians need to know. Especially understanding the benefits that may be available to you if you have a long-term disability and the procedures of applying for long term disability benefits. According to Canadian Centre for Occupational Health and Safety, despite legal and … Read more
RBC is one of the leading companies in providing long term disability insurance in Canada. Sometimes, the company may stop your long term disability payments or deny the claim from the onset. This is not a phenomenon peculiar to RBC and many times, the company’s action could be in good faith. You need to understand … Read more
When you take out insurance coverage, you expect that your insurer will indemnify you when the need arises. However, in many instances, the insurance company may delay payment; pay less than you expect or even refuse to pay at all. In Oakville, things are not any different. It is particularly depressing when your disability claim … Read more
As an insured person, you may not wish to make a claim because it may affect your insurance negatively by raising your premiums. To make a claim, it also means that you have suffered loss which is not something pleasant. However, though undesirable, you cannot tell when the insured peril will occur, so you may … Read more
Losing a job can cause concern especially if the job was the only source of income for you. You start wondering how to put food on the table, paying bills and supporting your family. This could lead to depression and other mental illness. Fortunately, in Canada, there are several benefits which you can claim if … Read more
If it appears that your condition will persist for over 120 days, it is advisable to apply for a long term disability claim early. You may suffer long term or short term disability as a result of an accident or even by reason of disabling medical conditions. One thing that you must know is that … Read more
If you have been injured, reach out to us for a free consultation with one of our personal injury lawyers in Mississauga. We would be happy to discuss your case with you and answer any questions or concerns you may have.
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