People with disabilities can apply for disability help to pay for medical bills and basic living expenses. It is understandable that some people are not capable of performing duties due to physical and mental impairments, so the government sets aside funds to provide financial backing to qualified people. An individual needs a source of income in order to survive, so programs like this are very important. At TSF Law, our Long Term Disability Lawyers can help you claim your disability benefits for Canadian Programs – much like SSD.
SSD or Social Security Disability
This is an insurance program that provides financial compensation to entitled insurance policy holders under the age of 65. The listed dependents are also included in the benefits. This is to replace the income lost by a disabled employee from a work-related injury or illness.
For you to be considered disabled, you need to successfully prove that you are unable to engage in any kind of gainful activity due to medically valid mental or physical impairment. The impairment has to be long-term and can cause apparent death or permanent damage.
Once you hold a policy for this insurance, you can claim compensation as long as you have given the minimum number of contributions. Your disability should also fall into the coverage list. If you ever encounter problems, you can seek lawyer help with disability.
SSI or Supplementary Security Income
As the name suggests, it is a program that provides cash benefits monthly to disabled and aged persons that meet the criteria. Unlike the above, a person does not have to be insured or pay the minimum number of contributions. However, the individual must prove that they are financially challenged or are significantly poor.
In terms of eligibility, an individual must first belong to below average income households. Second, they need to have a qualified disability. The program belongs to a set of federal disability programs mandated by the government to improve the quality of life of the citizens. The criteria for determining a qualified condition is the same as the above mentioned program.
Federal Civil Service Projects
This program is meant for civilian employees of the Federal government that are not covered or are not connected with the social security program. The description of benefits are very similar but the eligibility has changed a bit. One of the most common benefits of this program is the workmen’s compensation insurance program wherein short-term benefits for work-related injuries are given. This is a good financial help for disabled people option for Federal government employees.
Other Long Term Disability Disability Grants
Help for disabled people does not end with federal programs. Private institutions and large corporations also have their own programs that provide financial assistance and disability grants. As long as you have a valid purpose to ask for help, your chances of getting accepted are high. Just make sure that apply according to the institution’s guidelines and are quick to respond when contacted.
How to Ensure a Successful Application
In order to get financial help for disabled adults, you need to have the following:
- A Convincing Story or Purpose. Grants are not given to everyone who asks. They are awarded because the need of a person is properly established and he has no capability whatsoever to meet those particular needs.
- Good and clear presentation of facts. You need to write a clear, concise and meaningful document to present your story to the processing officers. This is very important since you won’t be present to explain what they don’t understand when they read your application. Always pack documents neatly to avoid getting canned by the officers.
- Valid supporting documents. You can write anything you want about yourself to prove your case, but make sure they can be validated. Make sure the documents are not outdated and the people who signed them can still be contacted for verification.
Getting government help for disabled citizens is not as complicated as you think. As long as you follow the instructions and comply accordingly, you won’t need to worry. If your application ever gets denied, you can rest assured that you have done nothing wrong since you have done your part. Just leave all the rest to a trusted long term disability lawyer to get you through your predicament.
