Whether you’re one of the unfortunate souls whom AIG insurance stopped long term disability payments, or have had a denied disability insurance AIG claim, worry not. Even if you have received an official letter as notice to their recent action to deny or stop benefits, it doesn’t mean you cannot do anything about it. In fact, you are encouraged to fight for your benefits in court if you are sure the denial is unreasonable with undeniable proof.
AIG Denied My Claim
You might think AIG have a good reason in their letter. This still is not enough proof to justify their actions. You can approach an attorney to help you in determining a reasonable argument so you can request for a claim. Some people rely on their insurance benefits for living expenses, so a denied AIG workers comp claim can be painful.
In order to file for reconsideration, you need to submit a request in court. With the help of a lawyer, you can do this easily. However, you need to be wary about the processing time. There are deadlines and you need to abide with them.
Just like how fast you can get an AIG disability insurance quote, the initial response to your reconsideration request will arrive. It will instruct the next steps you should take. Leave the thinking to your attorney and focus more on what you can do to give him all the information he can use to make a solid argument your insurance company cannot deny.
Even for AIG short term disability claim, a lot of complicated processes are involved so a lawyer is highly necessary. Do not even think about representing yourself in court because you want to avoid paying the professional fee. At present, law firms have different payment schemes you can choose from to make the financial burden easier. After all, you wouldn’t be chasing after your benefits, if you had enough money to pay fees upfront.
Searching for a Lawyer
There are many ways to find a reliable legal representative in the neighbourhood. The best way you have is to ask from acquaintances for recommendations. Nothing beats a good word of mouth recommendation. After which, you can start approaching law firms for possible available lawyers for insurance cases. You need to find one specifically experience in that area because there are a lot of terminology involved that might be interpreted wrongly by someone new to insurance.
You need to go through every viable candidate you can find. The more options you have, the more chances of getting the best one. You just need to be very strict with your requirements.
What matters most is that you make the selection as soon as possible. Once you have thoroughly checked into the backgrounds of your top 3-5 candidates, make a choice. There is a time limit for making a reconsideration appeal, so you need to be quick with the lawyer search. After which, you start going through the works so you can enjoy your insurance benefits when you win the case.
Understanding Your AIG Insurance
Understanding your insurance policy takes more than just reading through its pages. You need to understand the terms within the insurance context. You also have to be aware of certain rules all insurance providers abide to so you know the meaning behind some of the passages of the document. In order to get useful information, you can go to a reliable insurance website. Some of the information you can find there are:
- Typical answers to common question about insurance and its benefits. If you go to a specific site for your provider, you will get even more specific answers. One way of doing this is to read over your policy and list down your questions as you go. By the time you read the FAQ of a site, you know which questions to look for.
- Details of different plan types for your company. Your personal policy will have more details about your plan, but there are general rules that might be omitted because they are understood and applicable to all policies even for AIG direct car insurance, AIG disability insurance or AIG term life insurance. You may find them on the website and might help you in interpreting some of the statements.
- If you go directly to the AIG Life Insurance company website, you will find different forms for applications, complaints, and many others. You will also find helpful links to increase your understanding of their products and services more.
Being informed is one of the key factors of having an insurance that is useful. Once you know what your monthly premiums are paying for, you can rest assured that the possible situations you enter into in the future are securely covered. If not, you know what to question about and how to deal with it.
